|  | 
   
    |  |  |  |  |  |  |  
    | l | Assumptions: 100
    mobile workers, 50% travel, 1 hour per day 
 |  |  
    |  | online. After
    mobile devices: 45% reduction in dialup usage, 
 |  |  
    |  | $20/month drop in
    cell charges, 19% stop using laptop entirely 
 |  |  
    |  |  
    | l | This conservative
    model shows almost all of first-year direct cost 
 |  
    |  | absorbed by
    direct savings 
 |  |  |  |